Business Banking

Comprehensive financial solutions to help your business grow

Financial Solutions for Every Stage of Business

At Bank of Sekance, we understand the unique challenges and opportunities that businesses face. Whether you're a startup, small business, or large corporation, our comprehensive suite of business banking solutions is designed to support your growth and success.

Our team of business banking specialists works with you to understand your specific needs and goals, providing personalized solutions and expert guidance every step of the way.

Business Banking

Solutions by Business Type

Tailored financial services for various business needs

Startups & New Businesses

Specialized packages to help launch and establish your business with minimal fees and personalized guidance.

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Small & Medium Businesses

Comprehensive solutions to optimize cash flow, simplify operations, and support growth objectives.

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Large Enterprises

Sophisticated banking services designed for complex operations, multiple locations, and global transactions.

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Non-Profits

Specialized accounts and services for non-profit organizations with reduced fees and enhanced features.

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Business Accounts

Banking solutions to power your business operations

Business Lending Solutions

Financing options to fuel your business growth

Business Term Loans

Fixed-rate, fixed-term loans for major purchases, expansion, and long-term investments.

  • Competitive fixed rates
  • Flexible terms up to 10 years
  • Loan amounts from $25,000 to $5 million
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Lines of Credit

Flexible financing for managing cash flow, inventory purchases, and unexpected expenses.

  • Draw funds as needed
  • Pay interest only on what you use
  • Revolving credit structure
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Commercial Real Estate

Financing options for purchasing, refinancing, or renovating commercial properties.

  • Competitive rates
  • Terms up to 25 years
  • Owner-occupied and investment properties
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Equipment Financing

Solutions for purchasing or leasing equipment essential to your business operations.

  • Up to 100% financing
  • Fixed rates and terms
  • Potential tax benefits
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SBA Loans

Government-backed loans with favorable terms for small businesses.

  • Lower down payments
  • Longer repayment terms
  • Multiple program options
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Invoice Financing

Convert outstanding invoices into immediate working capital.

  • Improve cash flow
  • No additional debt
  • Quick funding
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Treasury Management

Optimize your cash flow and streamline your financial operations

Receivables Management

  • Remote Deposit Capture

    Deposit checks directly from your office using a secure scanner, saving time and reducing trips to the bank.

  • ACH Collections

    Collect payments electronically through the Automated Clearing House network for reliable, scheduled transactions.

  • Lockbox Services

    Accelerate processing of incoming payments with our secure mail collection and check processing service.

Payables Management

  • ACH Payments

    Securely send electronic payments to vendors, employees, and others through the ACH network.

  • Wire Transfers

    Send domestic and international wire transfers securely and efficiently through our online platform.

  • Positive Pay

    Prevent check and ACH fraud with automated matching of issued checks against those presented for payment.

Liquidity Management

  • Sweep Accounts

    Automatically transfer excess funds between accounts to maximize interest earnings and minimize fees.

  • Zero Balance Accounts

    Streamline cash management with subsidiary accounts that automatically transfer funds to a master account.

Information Management

  • Online Banking

    Access real-time account information, initiate transactions, and generate reports through our secure online portal.

  • ERP Integration

    Seamlessly connect our banking services with your accounting and enterprise resource planning systems.

Merchant Services

Payment processing solutions for businesses of all sizes

Comprehensive Payment Solutions

Accept payments anywhere, anytime with our range of merchant services. From in-store point-of-sale systems to online payment gateways, we provide the tools you need to process transactions securely and efficiently.

Payment Acceptance Options:

  • Credit and debit cards
  • Mobile wallets (Apple Pay, Google Pay)
  • ACH payments
  • Online and e-commerce
  • Contactless payments

Key Benefits:

  • Competitive processing rates
  • Next-day funding available
  • PCI compliance support
  • Fraud protection tools
  • 24/7 technical support

In-Store Solutions

Traditional terminals, smart POS systems, and integrated cash registers for brick-and-mortar locations.

Mobile Processing

Accept payments on the go with mobile card readers and app-based solutions for smartphones and tablets.

E-Commerce Integration

Payment gateways and shopping cart plugins for your website and online store.

Virtual Terminal

Process card-not-present transactions through a secure online interface for phone orders and invoices.

Ready to Elevate Your Business Banking?

Partner with Bank of Sekance for comprehensive financial solutions tailored to your business needs.